The Difference Between American Credit Card Debt and Private Debt

In this essay I will discuss the differences between american credit card debt and private debt. A credit card is a card similar to a debit card, you can use it to buy things without carrying cash with you. But if you spend more than the amount in your credit card account you have toContinue reading “The Difference Between American Credit Card Debt and Private Debt”

Why Interest Rates Are Different For Different Kinds of Loans

In this essay I will be explaining why interest rates are different for different types of loans. The types of loans I will be discussing are, car loans, house loans(mortgage), medical loans, and student loans. Car Loans VS House Loans Car loans have higher interest rates then house loans since cars lose value much moreContinue reading “Why Interest Rates Are Different For Different Kinds of Loans”

Getting Into Shape For Less

Getting exercise is very important for your body, it’s good for you, but it can also be expensive, especially when you get very committed to a sport. In this essay I will talk about how to save money on sports and exercise, and what types are the most expensive, least expensive, and gym memberships areContinue reading “Getting Into Shape For Less”

How To Turn A SmartPhone Into a Financial/Business Management Tool

Smartphones are very useful tools, they can be used for many things such as calling, texting, and taking photos, but they can also be used as financial/business management tool. This is how you can. As a Business Tool  You can use your smartphone as a way to contact your employees, customers, or business partners. YouContinue reading “How To Turn A SmartPhone Into a Financial/Business Management Tool”

What I Learned When I Filled My Budget Sheet And How I Felt

I learned that I actually make a pretty decent income from both my job and other things; I also learned that keeping track of your spending is very helpful and useful, and saves you time and money. I felt happy to see that I do make a decent income and that I make more thanContinue reading “What I Learned When I Filled My Budget Sheet And How I Felt”

My Past Income And What My Future Income Might Look Like

This report is about my past income and what I think my future income might look like. My Past Income I began saving up money since I was seven years old, it started when my grandmother gave me twenty dollars for a gift and told me that if I saved up from then on IContinue reading “My Past Income And What My Future Income Might Look Like”